Post COVID we are expecting a number of companies will not survive. BUT for those companies who have a chance, there may be some tools in the kit to buy some time until revenues return to whatever the next normal is. One such tool is a forbearance agreement. An agreement by a lender not to enforce and agreement even thought one of the parties is in breach. How do you get a forbearance agreement? To help us with that part of the conversation is Wojtek Jaskiewicz. Wojtek leads the Insolvency and Corporate Restructuring practice group at Keyser Mason Ball. He represents clients involved in commercial litigation and insolvency proceedings before all levels of court in Ontario.